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Catskills - Sullivan County - Ulster County Real Estate -- Catskill Farms Journal

Old School Real estate blog in the Catskills. Journeys, trial, tribulations, observations and projects of Catskill Farms Founder Chuck Petersheim. Since 2002, Catskill Farms has designed, built, and sold over 250 homes in the Hills, investing over $100m and introducing thousands to the areas we serve. Farms, Barns, Moderns, Cottages and Minis - a design portfolio which has something for everyone.

August 10, 2010

Insurance Question #1

So, owning 3 businesses, a personal home, a shop/office, real estate, having employees and a growing fleet of trucks, life insurance, health insurance, etc..., I am inundated with ways to protect myself with various insurance policies. It's pretty fascinating all the policies I have, the total cost per year, and the ins and out of the insurance business. I actually spend so much time pricing, reading and evaluating insurance that a couple of times a month a situation arises and I wonder to myself - 'What policy covers that?' My go to insurance knowledge person is many times Eric Goldstein, of Misner Insurance. So, last night I was bored and was watching a show on PBS about snow leopards in the Himalayas, and no sooner did I sit and start watching than this big snow leopard ran across the big screen, actually scaring me it was so big - just so happens Jake the dog, who is now 95 lbs, was in the room to and took off after the cat. Question - does homeowner's insurance cover a dog attacking a big screen television? Or, what if Lucas pulled down the television accidentally, a scenario that seems increasingly likely. Answer - No, homeowner's insurance does not cover such a situation. Good to know, don't you think?

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