Insurance Question #1
So, owning 3 businesses, a personal home, a shop/office, real estate, having employees and a growing fleet of trucks, life insurance, health insurance, etc..., I am inundated with ways to protect myself with various insurance policies. It's pretty fascinating all the policies I have, the total cost per year, and the ins and out of the insurance business. I actually spend so much time pricing, reading and evaluating insurance that a couple of times a month a situation arises and I wonder to myself - 'What policy covers that?' My go to insurance knowledge person is many times Eric Goldstein, of Misner Insurance. So, last night I was bored and was watching a show on PBS about snow leopards in the Himalayas, and no sooner did I sit and start watching than this big snow leopard ran across the big screen, actually scaring me it was so big - just so happens Jake the dog, who is now 95 lbs, was in the room to and took off after the cat. Question - does homeowner's insurance cover a dog attacking a big screen television? Or, what if Lucas pulled down the television accidentally, a scenario that seems increasingly likely. Answer - No, homeowner's insurance does not cover such a situation. Good to know, don't you think?